Go over every statement carefully. Question everything you see. If you see something and don't know for sure what it is, call the company. If you are not in the habit of paying late and forget one month, call and see if they will drop the fee for you. Sometimes they will.
If you are thinking about buying an extended warranty, think twice about it. They are not usually worth it.
(Some of this information comes from an article by Mary Hunt in the magazine, Woman's Day.)
Freebie alert:
For a free copy of teenink magazine, click here. It has articles written by teens in it.
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